Indian Overseas Bank hiked interest rates on 444-day term deposits by up to 15 bps, offering up to 7.50% for senior citizens effective November 10. Indian Overseas Bank has increased interest rates on its 444-day term deposits by up to 15 basis points , with the revised rates effective November 10, 2026.The rate on 444-day callable term deposits of less than ₹3 crore has been raised by 15 bps to 6.