To avoid payment disruptions, pensioners must submit their annual life certificates by November 30. The submission period for those under 80 began on November 1. All pensioners must submit an annual life certificate to continue receiving their pension. The submission window opened today, November 1, for those under 80. There are approximately 69.76 lakh central government pensioners.Pensioners must submit the certificate directly to banks, post offices, or other designated locations.